Advantageous mortgage or the chance for foreigners to buy the property in Spain.

While the financial crisis has paralyzed the global banking system. And banks are exerting every effort to return the granted loans. And there is no question to receive the loan, banks have stopped lending completely. The Spanish Gouvernment has done everything possible to revive the property market, and make the purchasing process simple and convenient.

Today anyone can buy property in the resort of Spain for cash or the mortgage. Hearing the mortgage, our people run skin crawl. But a Spanish mortgage is very different from the usual. First of all terms of registration, interest and maturing.

- Spanish banks provide foreigners 50-60% of property value by 3% per annum. Differs significantly from our 17-27%.

- The maximum maturity is 25 years with the possibility of early repayment

- Pay just 10% and the bank begins preparing the credit registration.

And in order to receive the loan, it’s not necessary to run to the all instances and collect hundreds of useless papers. You need provide 4 documents:

1. NIE (the unique number of foreigner).

2. Certificate of employment with the information about length, position and salary preferably write the salary, in which the monthly fee for the loan won’t exceed more than 30%).

3. Form 2NDFL

4. Movement in bank accounts for the last 3 - 6 months.

If the customer is an entrepreneur, he must provide the latest income certificate.

Reading this information, begin to think, that it’s better to buy the qualitative and comfortable property in Spain than buy the flat in the noisy, dirty city and that invest such sum to start live there.

If you are interested in this information, you can always visit the most visited real estate portal in Spain. And choose one from the 130,000 aded exactly what you like. And if suddenly you won’t find anything suitable for yourself, you can always leave a request and within 3 days the agents will find exactly what you dream about!

Realize your dream about house in Spain with TOP-CASA!

Spain can rightly be called the paradise country. The most pleasant and mild climate in the world, fragrant wines, fiery but at the same time, exquisite cuisine, clean beaches, warm sea, entertaining festivals, rich culture and of course the friendly people - this isn’t complete list of everything that can be said to describe this country. Once you saw Spain on the picture, you want to come here. When you come, you want to live here. Therefore, the mass of tourists buy property here to become a part of this paradise on the earth, and feel like a real Spaniard. In order to change never the place of the rest, to enjoy life and hollidays, arriving their "second home".
Recently, Spanish government’s done as much as possible to simplify the purchase of real estate for foreigners. Local agents joke that the real estate market of Spain has become a kind of "shop on the couch." All you need to go to the site of the real estate agency, and choose "your house". Everything else the company’ll do, you will only need to provide the necessary documents to formalize the deal. And all your dreams come true. You can pack your bags and go to sunny Spain, where the tender sun, fabulous coast and unforgettable emotions have been waiting for you.
Our real estate portal TOP-CASA can help you to realize your dream. It’s really the largest portal in Spain, where the estate applications and proposals are collected. The real estate base can be called the biggest in Spain. You can not only see the real estate proposals here, but to get quality consultation concerning the purchasing of real estate, read the latest news about the real estate market in Spain. Our services ease your choice. Even if you have never been to Spain and don’t have any ideas about it, you can simply click on the map of Spain, on the place you wish. You’ll be shown all the properties presented in this region, from which you can select the one that best fits your requirements.
You really can realize your dream about the house on the coast with portal TOP-CASA!

Utility expenses in Spain.

After buying the property owner can relax and enjoy his purchase. But often an unpleasant surprise is coming in the end of the month as the utility bill. Fortunately, the Spanish utility prices are rather humane. The average annual utility bill for a family of three will be around 600 €.

The flat of 100 m² will cost about 110 - 140 €. It includes electricity, water, property tax, insurance and other services. Invoices for water and electricity are sent every three and two months respectively.

The necessary sum is withdrawn from your account, and you will be sent the receipt, which lists the consumed resources and their cost by mail.

Buying the property, you and the members of your family get the right of receiving Schengen visa with the right of residence in Spain 90 days within six months. Then you should get the visa again.

In Spain, there are special conditions for foreign buyers to become the citizen of the Spain and the EU.

The Spanish Government is doing everything possible to improve the investment climate and the rehabilitation of the property market. Thanks to "humane" mortgage, purchasing the estate on the sunny shores of the ocean becomes available for the middle class.

The portal TOP-CASA has the huge variety of properties from all the regions of Spain and other regions of Europe. Here you can find the accommodations that best fit your requirements. And if you don’t choose anything suitable, leave your request on the site. Our agents will fulfill your order in the shortest time and realize your dream of a house on the beach into reality.

The prices for the real estate in Spain can decrease 20 %.

The Spanish real estate can become cheaper by 20 %. Such forecast was announced by the independent real estate analyst Mark Da-Silva.

According to him, in the Spanish real estate market in Spain there were already the objects which are on sale under the cost price of building, but as a whole on the country «the price bottom» is not reached yet.

The crisis in Spain has not yet ended, so the price of local real estate will continue to fall. According to the analyst, in the next few months, property in Spain will become cheaper on average on the market by 20%.

All the information about the real estate in Spain you can find on our portal TOP-CASA. You will find here the huge catalogue of the estate which fits your requirements.